Currently completing registration with the SEC as a Registered Investment Advisor (RIA), with a fiduciary and legal responsibility to act in our clients' best interest.

Modern companies deserve modern portfolios.

Get a personalized bond portfolio that automatically adjusts based on your spending. No switching banks necessary.

Backed by Y Combinator, trusted by the world's fastest-growing companies

Consent Management
Payna
Cumulus Labs
Vela
+ more

What your allocation earns in five years

Palus

$1,188,035

Rho Treasury

$475,923

Mercury Treasury

$765,361

Palus returns based on targeted SOFR + 1% spread, compounded monthly. Suitability and returns vary by customer. Rho Treasury based on VFSTX and Mercury Treasury based on MULSX, net of platform advisory fees. Past performance is not indicative of future results. Not investment advice.

Your bank has no strategy for your cash. We do.

Your bank isn't an investment advisor. As a result, you could be losing out on $100Ks per year.

Your bank's strategy

Nothing.

No one is looking at your payroll, runway, and reserves and deciding how to optimize each dollar.

The old fix

Hire someone.

At big companies, Finance VPs build cash strategies. Early-stage startups don't have the time or budget, so it doesn't happen.

The Palus fix

A fiduciary, fully automatic.

We build your allocation around your runway and burn, then run it as things change. No new hire, no switching banks.

Who we work with

A strategy that actually moves with you.

Other platforms are stuck in the dark ages: you pick a fund once and forget about it until it's too late, all while paying hefty management fees. Your Palus portfolio rebalances in real-time as your cash position changes.

Other platforms lock you into a one-time risk-profile choice mapped to a fixed, never-updating list of funds. Palus continuously recomputes your allocation from live signals (bank balances, revenue, burn, and upcoming contract payments) and automatically sweeps cash to and from your checking account.

Everything included

Fortune 500 companies have full-time treasury managers. You have Palus.

SEC-registered fiduciary

Legally required to act in your interest.

Expanded investment options

A personalized conservative bond portfolio, tailored to your company's cash needs and runway.

Fully compliant

Unlike other treasury products, Palus is designed to meet the National Venture Capital Association's guidelines for startup treasury management.

Automatic rebalancing

Including automatic sweeps to and from your checking account as balances shift.

Full bookkeeping integrations

Connects to your existing stack, no manual reconciliation.

Monthly statements + audit-ready records

Ready for your board or your next diligence process.

Direct line to a financial advisor

Ask questions anytime via Slack.

No minimums, no lockups

Withdraw anytime.

FAQ

Modernize your treasury today.

Talk to our team, get a free review of your strategy, and see what your reserve cash could be earning.